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Temporary Car Insurance For Students

University students can save on car insurance

  • From 1-28 days. You only pay for the cover you want and only when you need it.
  • Drive away cover while waiting for your annual policy.
  • Protects your no claims discount. Fully comp insurance for peace of mind.

Higher education already comes with its fair share of costs, so adding expensive car insurance to the list is something no student driver wants to do. Reduce the cost of driving while at university or home for the holidays by only paying for cover you really need, thanks to temporary student car insurance.

University students can save on car insurance

Most students are likely to be new to driving. It’s this inexperience that causes car insurance prices to be more expensive as new and inexperienced drivers are statistically more likely to have an accident and therefore make a claim.

Students are also likely to be driving less often than more experienced drivers as most students don’t take their car when they go off to university. If you’re driving less frequently, you won’t be gaining that crucial experience that helps you feel confident behind the wheel and become a safer driver.

The lack of driving experience, lack of regular driving, and historical statistics of students having accidents all add up to expensive insurance premiums as insurers look to cover the cost of the increased chances that you’ll make a claim.

Unfortunately, students will find that traditional car insurance doesn’t get much cheaper until around the age of 25. This is usually the time when insurers reduce prices plus, you’ll hopefully have been building up your No Claims Discount for a few years.

Why is car insurance more expensive for students?

Yes and no. Generally, students will be less experienced and younger drivers, and that means they’ll be hit with higher-than-average premiums. But if they only need to use the car every now and then, or a few weeks a year, they could get a much cheaper deal by opting for short-term car cover instead.

Many students leave their car at home when away at university. But they’re often still paying for annual car insurance, whether on their own vehicle or as a named driver on a parent’s policy.

On average, young drivers (17-to-24 years old) drive less than half the distance of those aged 25 and over, with only around 10% of those being students who drive to a place of education*.

It’s safe to say that if you’re away at university, you’re not likely to drive very much, if at all. You may be paying thousands of pounds for cover when you’re only going to be driving a few weeks a year.

But while you may not want to pay for a year’s worth of cover, you’ll probably want to get around during the holidays.

It’s often said you can’t have the best of both worlds, but with temporary student car insurance, you really can.

Do students get cheaper car insurance?

As most students won’t need to use a car all year round, temporary cover rather than an annual policy will be the cheapest option.

You may not have been driving very long and that lack of experience means you’re probably shelling out thousands of pounds a year in car insurance.

Insurers measure the risk of a driver based on a number of factors, one of the most important being your age and driving experience.

With lack of experience may come accidents. And despite young drivers (17-24 years old) making up just 12% of all drivers, they are involved in a quarter of all car accidents.

This means cheap car insurance for students is hard to get. That’s why short-term student car insurance policies like ours are so crucial. We’re able to help keep the cost down by offering you cover only when you really need it.

Can I get cheap temporary student car insurance?

Students can find cheap temporary student car insurance quotes with Tempcover in under 2 minutes. We work with a panel of insurers to ensure we can provide cover to a wide range of drivers, including students to help you save time and money on your insurance.

We’re confident we provide cover if you meet the following acceptance criteria:

What is the cheapest car insurance for students?

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We’ve been recognised for our work with plenty of awards

We work directly with insurers to provide you with short-term insurance to suit your needs

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

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